Your money, clear and under control

The free app to split expenses with your partner, friends or housemates. Smart Balance brings your accounts, spending and goals together, and shows how much you can really save.

Accounts, balances and every month’s movements, always up to date.
Snap or record a receipt: shop, date, products and total are read for you.
With safe savings you know what you can set aside without running short until your next payday.
Monthly balance, payment reminders and goals with their savings plan.
Reads your bank transactions and you decide which ones to log.
Use Split to share expenses with your partner or group and settle who owes whom to the cent.
Set goals with an amount and date for that trip or safety cushion, and watch every contribution bring you closer.
Check your statistics to see where your money goes month by month and where you're heading, no spreadsheets.

Protecting your data

Encrypted connection and access limited to authorized members. E2EE is not yet active.
We do not sell your data or use it for advertising.
Read-only banks (PSD2): we never see your password and can't move money.
Face ID or fingerprint lock, and export your data whenever you want.

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